Michigan bankruptcy attorney


Are your debts troubling you and you dont find any other solution other than bankruptcy? Wait, before you take any step it is advised that you take the help of a bankruptcy attorney who can guide you on several aspects .

 

Bankruptcy is a major financial decision that you take. It can appear on your credit report for several years and cause a problem for you in the future. Taking the help of an attorney would help you in understanding the basic facts behind bankruptcy and the legal aspects associated with it .

Why should you hire an attorney?

 

People are often confused whether to hire an attorney for filing bankruptcy or not. Though hiring an attorney is not a compulsion according to the bankruptcy laws but having one is always beneficial.

 

With the new bankruptcy laws having being enforced since 2005 filing bankruptcy has become even more difficult and with more complexities involved it can be tricky for the common man to understand the laws and filing of the papers .

 

When you take the help of a bankruptcy attorney it becomes much more easier as the attorney would help you file the papers according to the guidelines and would also make sure that you are updated with the whole process . Having an attorney by your side can be a lot of relief rather than handling it on your own.

Advantages of hiring an attorney

The bankruptcy attorney proves to be of help in a number of ways. Let us see some of these advantages of taking the assistance of an attorney .

  • You do not have to undergo stress of filing

  • The attorney arranges for all the documents required

  • He or she guides you through the process and makes you aware of the laws

  • You are not in direct touch with the creditors

  • The attorney attends you for all the creditor meetings and represents you in the bankruptcy court

  • Makes you aware of the assets and income that are exempt from the bankruptcy procedures.

    • Having an attorney by your side is especially important if you are filing corporate bankruptcy, as the laws can be intricate and difficult to understand.

    Preparing yourself to meet the attorney

    When you go to meet your bankruptcy attorney in Michigan you should prepare yourself with questions and also carry along certain documents. Here are a few things that should be kept in mind when you go to meet the bankruptcy attorney.

  • Carry the original copies of all the loans and other financial documents that you have debt for. Also take along your insurance and title policies, mortgage deeds, deed of trust etc .

  • Carry along your bank statements, and any other form of documents that show the payments that were made.

  • If there is a foreclosure in process then get along all the documents related to the foreclosure

  • Take along all the copies of documents for any communication that has taken place with the creditors

  • If you have a guarantor for any of your loans then it is important that you carry information about the same.

  • If you have taken a debt counseling or any other help regarding your debt then take along information about the same.

  • Make a list of all your creditors and the amount that you owe to each of them individually.

  • Make a list of all your sources of income and also mention the amount the you earn from every source.

    • These things can help the attorney in understanding your financial situation better and he or she can suggest you which chapter would be the best for you to file bankruptcy under .

    Looking for a Michigan bankruptcy attorney

    Looking for a bankruptcy attorney in Michigan is not a difficult task as long as you go through the right path . It is advised that you start by asking your friends or relatives who have filed bankruptcy earlier about any attorney that they have taken help of .

     

    You can also look into the newspapers or T.V commercials where most of the attorneys advertise. It is important that you do not hire the first attorney you come across.Make sure that you meet at least 3-4 attorneys and then take your decision based on the experience, credibility and acknowledgment .

     

    Some of the attorneys are mentioned below.

     

    Charles J. Schneider, P.C.

     

    They deal with consumer bankruptcy chapter 7 and 13. Contact them at 39319 Plymouth Rd, Suite 1, Livonia, MI 48150 ; Telephone: (734) 591-4890; Fax: (734) 591-4893.

     

    Walter Metzen and Associates:

     

    They help people file chapter 7 and 13 bankruptcy. You can contact them at Suite 3156 Penobscot Building, 645 Griswold Street, Detroit, Michigan 48226; Phone: 313-962-4656; Toll Free: 888-777-FILE or: 888-DEBTGONE; Fax: 313-962-4241; email: 8884walter@sbcglobal.net

     

    Revord Law Offices, P.C.:

     

    They help people with chapter 7 and 13 bankruptcy. You can contact them at N3253 Buckhorn Road, Wetmore, MI 49895, Phone: (906) 387-1655; Toll Free: (800) 642-3219 ; Facsimile: (906) 387-1675 ; email: rlo@jamadots.com

    Michael M. Malinowski PLC

     

    They take up chapter 7 and 13 bankruptcy cases. They also help small businesses in commercial litigation . You can contact them at 740 Alger Street, S.E., Grand Rapids, Michigan 49507-3531; Phone: (616) 475-4994; E-mail: mike@malinowskilaw.com.

     

    Pamela R. Tripp:

     

    They help people with chapter 7 and 13 bankruptcy. Contact them at 2295 Sower Boulevard, Okemos, Michigan 48864; Phone 517-347-0246 / Fax 517-347-7835.

     

    Williams Law Office :

     

    They take up chapter 7 and 13 bankruptcy cases. Contact them by filing their call back form or call them at 517-803-4323.

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