 |
 |
|
|
City Bank Credit CardRecently, credit cards or Plastic Money, by whatever name we call, is taking over hard cash faster than we even thought of! Plastic money has sparked a shopping binge worldwide among all ages of people. Debit and credit card dealings both in volume as well as in value have gushed in the last financial year, according to RBI figures. Today's credit cards offer a wide range of different features designed to attract your business. Most offer interest-free periods, some have loyalty schemes attached, and others contribute certain amounts to charity. While it is important to shop around before choosing a card, you first need to understand your own personality and what type of credit card user you would be.
Very recently, the city banks have also come up with their credit card programs. As a City bank cardholder, you will be recognized all over the world, no matter where you travel. And you'll always enjoy an array of exclusive benefits. They are:
1. Support against identity theft.
2. Active fraud protection with fraud early warning system.
3. 5,000 bonus miles just for taking out the card!
4. Initial cash advance of up to 2,000 at just 5.8% per annum for 180 days.
5. A comparatively low rate of interest @ 17.4% on every purchase.
Brushing aside these advantages, the city bank credit cardholder are given all types of security and protection by the bank itself. Guarding the customers account and personal information is their top priority. And for this very reason, they are constantly developing new ways to give their customers the highest level of protection possible. The various ways, how the city bank cardholders are protected can be discussed at length as follows:
1. City Identity Theft Solutions: If the cardholders suspect that they been a victim of identity fraud, this free service for City card members can help the cardholders get their life back. One of their Identity Theft Specialists will provide the customers with the support they need.
2. Internet Security Specialists: This integral part of City customer support assists customers with questions about online shopping, fraudulent email, suspicious sites and more.
3. Fraud Early Warning: If the City bank authorities notice any unusual activity on the customers account, they contact the customers at an earliest to verify the charges and get the customers approval before allowing any additional activity.
4. Virtual Account Numbers: The City account is set up in such away, so that the cardholders never have to give out their real credit card number online. Every time they will use Virtual Account Numbers to make a purchase, a substitute number is generated to take the place of their real number.
5. The Lost Wallet Service: If the City card is lost or stolen, just call the authorities, and they will issue a new card at no cost. They can also provide you with emergency cash, subject to the available Cash Advance limit, and information to help the customer replace other important documents like their driver's license or passport.
6. City Photo card: The customers get additional protection and a great form of photo identification by putting their picture and signature on the front of their City card and that too totally free of cost!
7. New Card Activation: The City Bank Authorities will send the customers their new card with a blocked account to prevent anyone from intercepting the card in the mail and using it.
Not only these, whether the cardholders use their cards for business or personal pleasure, City Bank Credit cardholders are offered the best online convenience and security. The customers have all the tools you need to manage your account securely right here:
Check their balance or available credit.
See when a payment is due or posted.
View unbilled activity and statements.
Get statements only online with the All-Electronic Program.
Schedule your City card bill payments online.
Request a balance transfer.
Get account information via email.
Write to Customer Care with secure messaging.
Moreover, City Bank credit Cards can also be used for online shopping, asking for cash advance, for making online payment and for reporting a lost or stolen City card as well. A 24/7 customer service is provided by the Customer Service representatives who ready to help with virtually every aspect of the holders of card membership. City bank credit cards are honored at various locations worldwide.
While traveling, different travel services are provided to the customers, like the customers are automatically covered when they reserve and rent a vehicle with their City card and decline the car rental company's collision loss/damage waiver insurance. Not only that, if the cardholder charge plane, train or bus tickets to their City card then the cardholder himself, his spouse, and eligible dependent children are automatically covered for up to $1 million of Common Carrier Travel Accident Insurance at no additional cost. For business card members, only the cardholder and employees traveling with him are covered. In the U.S. and abroad, the cardholders are protected with medical and legal recommendations, lost luggage assistance, emergency transportation, translation services and more.
Hence, the City Bank credit Cards are making life pleasurable and easier for their clients day by day. The introduction of City Bank cards in the market has changed the adverse view points regarding credit cards of the general mass.
Other Articles
|
